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Cash flow is the key to business success. American Express® Gold Business Card provides small- and medium-sized companies up to 51 credit-free days3 to pay for your purchases. Earn up to 3 Membership Rewards® points for every HK$1 spent, make business purchases more rewarding than ever.
Welcome Offer worth up to HK$1,7001
First Month Transaction Bonus
Spend HK$500 in the
first month1 to receive
HK$200
Statement Credit
Welcome Bonus
Spend HK$60,000 in the first
3 month1 and enjoy up to
450,0001
Membership Rewards Points

Membership Rewards Program

Earn more rewards with everyday business spend

Local Spend

HK$ 1 : 2.5 Points

Foreign Currency Spend

HK$ 1 : 3 Points

Apply now and your annual fee is waived1.

Terms and Conditions apply

Key Benefits

Backing you with financial power, protection and control



Enjoy Exclusive Offers
  • Up to US$ 350 in Amazon Web Services(AWS) Promotional Credit1


Improve your Cash Flow
  • No pre-set spending limit2
  • Up to 51 credit-free days3 from transaction date
Enjoy Lifestyle Privileges
Protect you and your company
  • Complimentary Business Insurance6
  • Complimentary Travel Insurance7
  • Secure online shopping with SafeKey®
Control your Business Expenses
  • 24/7 Online account access
  • Quarterly management report
  • Supplementary cards for your staff4

How should you enhance your cash flow management while
protecting your business?

Watch how SMEs like yours gain greater control over cash flow, enjoy all-rounded protection and more rewards with American Express.



  1. Welcome Offer Terms and Conditions apply.
  2. No pre-set spending limit does not mean unlimited spending and charges are approved based on your payment history, credit records, spending pattern with us.
  3. Actual credit-free period will vary based on the date of charges and the billing cycle cut-off date.
  4. American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. Supplementary Cardmembers must be over 18 years of age. The Business, the Basic Cardmember and each Supplementary Cardmember are jointly and severally liable for all Supplementary Card spending. Membership RewardsTM enrolment required. Subject to Terms and Conditions of the Membership Rewards program.
  5. Twice per year. Terms and Conditions apply.
  6. Business Insurance: The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law. Exclusions and limitations apply. See here for details.
  7. Business Travel Insurance: The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law. Exclusions and limitations apply.

More rewards with greater purchasing power.
Enjoy the welcome offer to offset up to HK$1,7001 in expenses with 1st year annual fee waived1.

APPLY NOW
Speak to our specialist