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Choose the card that’s right for you and your business. With the American Express® Gold Business Card and The Platinum Card®, you can track all your business and personal spends at your fingertips. Double up on your welcome offers and maximize your rewards & savings and enjoy the best of both Cards when you sign up today.
Welcome Offer1
Apply for the American Express Gold Business Card and The Platinum Card to enjoy richer rewards.

Enjoy up to^

450,000

Membership Rewards Points

+

Enjoy up to*

600,000

Membership Rewards Points

=

 

1,050,000

Membership Rewards Points1

The Special
Dual Card
Benefits

Double up
welcome offers

Maximize rewards
and savings

Separate business spending
from personal spending

Company Or Personal Spending,
We Got You Both Covered Day By Day

  • Company spending on
    Gold Business Card

  • Pay overseas suppliers

    Up to 51 credit-free days2,
    enhance company’s cash flow.
    Spent HK$1 in foreign currency
    =3 Membership Rewards® points

  • Business lunch

    Privilege access to the
    World Trade Centre Club

  • Buy office equipment

    No pre-set spending limit3,
    give you greater flexibility

  • 09:00
  • 09:30
  • 12:30
  • 16:30
  • 18:00
  • 20:00
  • Personal spending on
    The Platinum Card

  • Enjoy breakfast
    at a local cafe

    Get 2X Rewards points with
    Complimentary Turbo Program

  • Shop at
    local merchants

    Save more with year-round
    ofers on selected merchants

  • Dinner and movie
    with family

    Save up to 50% at designated
    restaurants and enjoy movie
    privilege at Broadway Circuit

Company Or Personal Spending,
We Got You Both Covered Day By Day

  • 09:00

    Pay overseas suppliers

    Up to 51 credit-free days2,
    enhance company’s cash flow.
    Spent HK$1 in foreign currency
    =3 Membership Rewards® points

  • 09:30

    Enjoy breakfast at a local cafe

    Get 2X Rewards points with
    Complimentary Turbo Program

  • 12:30

    Business lunch

    Privilege access to the
    World Trade Centre Club

  • 16:30

    Shop at
    local merchants

    Save more with year-round
    ofers on selected merchants

  • 18:00

    Buy office equipment

    No pre-set spending limit3,
    give you greater flexibility

  • 20:00

    Dinner and movie
    with family

    Save up to 50% at designated
    restaurants and enjoy movie
    privilege at Broadway Circuit

Double Up On
Your Benefits
  •  
  • Highlights
  • Rewards
  • Travel & Lifestyle
  • Services and
    Protection
Gold Business Card
  • Enhance your company's cashflow
    • Enjoy up to 51 credit-free days2
  • Enjoy stronger purchasing power
    • No pre-set spending limits3
The Platinum Card
  • Exclusive travel privilege
    • Complimentary Food & Beverage Credit for year-round Stays at home and abroad
    • Complimentary benefits with an average total value of HK$4,200 at 1,000+ world-class properties worldwide.
Gold Business Card
  • Earn 2.5 points for every HK$1 spent on local transactions
  • Earn 3 points for every HK$1 equivalent spent in foreign currency
The Platinum Card
  • Earn 2 points for every HK$1 spent on local transactions4
  • Earn 3 points for every HK$1 spent on overseas5
Gold Business Card
  • Enjoy lifestyle privileges
    • Access to World Trade Centre Club Hong Kong
    • Access to Plaza Premium Lounge6
The Platinum Card
  • Enjoy entertainment discount
    • Save up to 50% for designated restaurants and movie privileges
  • Access to 1,200+ airport lounges
    • Enjoy privileged access to The Centurion® Lounge at Hong Kong International Airport
    • Access to American Express Global Lounge CollectionSM including 1,300+ from more than 140 countries
Gold Business Card
  • Complimentary Business Insurance7 and Business Travel Insurance8
  • 24-hour global emergency support on legal and medical services
  • Roadside assistance
The Platinum Card
  • Emergency home assistance and roadside assistance
  • Purchases protected with No Worries Guarantee9
  • 24/7 access to Insurance Benefit Centre
  • Highlights
    Gold Business Card
    • Enhance your company's cashflow
      • Enjoy up to 51 credit-free days2
    • Enjoy stronger purchasing power
      • No pre-set spending limits3
    The Platinum Card
    • Exclusive travel privilege
      • Complimentary Food & Beverage Credit for year-round Stays at home and abroad
      • Complimentary benefits with an average total value of HK$4,200 at 1,000+ world-class properties worldwide.
  • Rewards
    Gold Business Card
    • Earn 2.5 points for every HK$1 spent on local transactions
    • Earn 3 points for every HK$1 equivalent spent in foreign currency
    The Platinum Card
    • Earn 2 points for every HK$1 spent on local transactions4
    • Earn 3 points for every HK$1 spent on overseas5
  • Travel & Lifestyle
    Gold Business Card
    • Enjoy lifestyle privileges
      • Access to World Trade Centre Club Hong Kong
      • Access to Plaza Premium Lounge6
    The Platinum Card
    • Enjoy entertainment discount
      • Save up to 50% for designated restaurants and movie privileges
    • Access to 1,200+ airport lounges
      • Enjoy privileged access to The Centurion® Lounge at Hong Kong International Airport
      • Access to American Express Global Lounge CollectionSM including 1,300+ from more than 140 countries
  • Services and
    Protection
    Gold Business Card
    • Complimentary Business Insurance7 and Business Travel Insurance8
    • 24-hour global emergency support on legal and medical services
    • Roadside assistance
    The Platinum Card
    • Emergency home assistance and roadside assistance
    • Purchases protected with No Worries Guarantee9
    • 24/7 access to Insurance Benefit Centre

If you are looking for a holistic business payment solution

Get the Gold Business Card, enjoy enhanced cash flow and stronger purchasing power with a wide selection of exclusive reward for your business.
Apply for Gold Business Card

If you are looking for an exciting lifestyle partner on personal spending

Get The Platinum Card, make your every day more rewarding and add value to your lifestyle with our exclusive and premium privileges.
Apply for The Platinum Card

Terms and Conditions

  • Welcome Offer Terms and Conditions .
  • Actual credit-free period will vary based on the date of charges and the billing cycle cut-off date.
  • No pre-set spending limit does not mean unlimited spending and charges are approved based on your payment history, credit records, spending pattern with us.
  • Double points are applicable to the first HK$160,000 spent for each program year. From HK$160,001 and onwards, each HK$1 spent will entitle you to 1 Membership Rewards point. Terms and Conditions of American Express Membership Rewards Program apply.
  • Foreign currency spend has to be settled in a foreign currency. Foreign currency means any currency other than Hong Kong Dollars. If a transaction is converted into Hong Kong Dollars prior to being submitted to American Express International, Inc, the foreign currency spend earn rate will not be applied on that spend. Payments for online transactions made in Hong Kong Dollars will also not be considered foreign currency spend. Foreign currency spend excludes charges for (including but not limited to) Express Cash withdrawals. The following types of charges are not eligible for Membership Rewards points: charges processed and billed prior to the Enrollment Date,American Express Card annual fee, cash services, Express Cash, American Express Travelers Cheque purchases, American Express Gift Cheque or Travel Gift Certificate purchases, charges for dishonored cheques, finance charges-including Credit Card account finance charges, late payment and referral charges, tax refunds from overseas purchases, tax Bill payment and payment portion under 'Points + $' redemption items.
  • Twice per year. Terms and Conditions.
  • Business Insurance: The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law. Exclusions and limitations apply. See here for details.
  • Business Travel Insurance: The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law. Exclusions and limitations apply.American Express approval criteria apply.
  • Terms & Conditions apply. Please refer to https://www.americanexpress.com/hk/en/benefits/the-platinum-card/ and https://business.americanexpress.com/hk/gold-business-card for details.